记账和预算

The Description of 记账和预算

Site Editorial Commentary：Expense Manager - manage expenses + budget in a simple and yet professional app

Need a powerful expense manager and comprehensive budget planner to take control of your finances? HandWallet Expense Manager is a free, simple, intuitive, and yet professional financial app designed to help you meticulously control spending, proactively plan budgets, accurately track expenses and income, and effectively avoid overdrafts.

• Enjoy unlimited expense and expenditure tracking.
• Receive practical tips to save money effectively.
• Packed with more features than many other expense manager apps on the market, such as Mint, Daily Money, Daily Expense Manager, and Spending Money.

• Effortlessly manage your cash flow, checking accounts, credit cards, e-wallets, or gift card expenses all in one place.
• Visualize your financial data with interactive graphical charts of your expenses and income.
• Utilize voice recognition to record your expenses hands-free (Expense Tracker Recorder).

• Save valuable time with more than 100 built-in categories and subcategories, including Food, Health, and Transportation.
• Manage multiple bank accounts, cash holdings, and credit cards seamlessly.
• Handle multiple currencies with an integrated exchange rates manager that automatically updates online.
• Travel abroad and manage all your expenses in your home currency effortlessly!

• Link each transaction to specific categories (identifying the nature of the expense), locations (pinpointing where the expense occurred), persons (noting who incurred the expense), or projects (associating the expense with a particular activity).
• Set budgets for each category, person, or project.
• Attach images, documents, or voice memos to your transactions for enhanced record-keeping.

• EXCLUSIVE! Benefit from a payment manager and credit card manager that calculates the exact payments due on your credit card, taking into account your grace period and due day. Say goodbye to unexpected surprises!
• EXCLUSIVE! Utilize the loans manager to calculate interest and linkage on your mortgage or loans.
• EXCLUSIVE! The consumption manager allows you to manage your expenses by consumption, displaying only the relevant portion for each month, even if you paid for something for the entire year.

• Serve as your personal accountant. Business users can track invoices, receipts, delivery notes, and VAT with ease.
• Business users can manage different financial environments, separating business and personal finances.

• Take control of your personal finance management with a personal/family calculator and cash control features.
• Generate comprehensive cash reports and income reports.
• Manage your expenses anytime, anywhere, without requiring an internet connection.
• Employ advanced search options to quickly find any transaction, bill, invoice, or expenditure.
• Import bank account statements in Excel format for streamlined reconciliation.
• Safeguard your financial data with backup and restore functionality.
• Access online help within the app whenever you need assistance.
• Enjoy a fast, reliable, and secured experience with password protection.

Why track expenses with an expense tracker?
Tracking expenses and personal finances daily empowers you to take control of your financial life, stay organized, pay bills on time, save money, and unlock your full financial potential.

Why use HandWallet Expense Manager?
Because it's the best expense management app available. We've been crafting expense tracking tools and personal finance accounting software for over 10 years, understanding precisely why most people want to manage expenses but often struggle to succeed.

How to start?
Download the expense manager app for free. Verify that your language, country, and currency settings are correct. Then, tap the plus button and log your first expense or income. Track your expenditures and revenue daily.

How to manage accounts?
HandWallet will create three default accounts: cash, bank account, and credit card. You can later customize the names of these accounts by tapping the "Accounts" tab, for example, HSBC, Barclays, Visa, or electronic wallet.

How to manage budget?
Tap the menu and then "Categories." Select your desired category, such as "Car Expense." Edit the budget and select the budget type: fixed budget, summarized budget, mixed budget, and so on. You can define a different budget for each period.

How to see a bar or pie graph of your expense?
Tap the "Analyst" tab. Then, select the category, such as "Car Expense." You can switch between expenses and budget using the icon on the right.

More add-ons to expense manager:
Download budget and budget widget, accounting widget, personal finance location and bank SMS to add more features to HandWallet Expense Manager